National Income Life is a wholly owned subsidiary of American Income Life, a 100% union label company serving policyowners throughout North America for over half a century with over $15 billion of life insurance in force.

NILICO has agency offices in Rochester, Syracuse, Albany, Buffalo, Corning, New York City, and Long Island to serve union members throughout the Empire State exclusively.

Our location requires one of the largest sales forces in the entire Nation and houses nearly 100 representatives which are responsible for outlining benefits to members. Being a 100% Union company allows us to work with exclusive markets and distinctly separates us from other typical insurance companies. Our established market allows us to eliminate cold calling and prospecting. Most of our representatives have varied work backgrounds which include former teachers, housewives, engineers, union members, and even Kodak executives. With third party endorsed leads provided, it eliminates any fear typically associated with selling insurance products.



NILICO National Income Life Insurance Company BBB Business Review